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Business Insurance Fareham

Make sure that you are covered from the day you start trading.

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Fareham Business Category

Fareham Business Insurance

Lifebelt - make sure you are protected

For peace of mind, please carefully consider whether your business needs insurance.

It is one of those costs that sometimes can be 'saved' but then prove costly later. The types of insurance that you may be applicable are: Public Liability (essential if you are dealing with members of the public), Employers Liability, Professional Indemnity, Key Man, Director's Insurance, Equipment, Buildings & Contents Cover, Motor Insurance, Goods in Transit, Legal Expenses Insurance.

Speak to a reputable broker if you are in any doubt.

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Can you help start-ups in in Fareham?

If so, your logo, company details and link to your site could be here!

If you are based in in Fareham or offer a product or service which could help existing local businesses and start-ups, we would love you to help you reach them. Our aim is to increase the chances of every new business's success by highlighting the help that is available in the area.

You are able to add a free listing or act as our recommended local partner for only £10 per year!

Local partners

We are happy to promote anyone who is prepared to offer friendly support to local start-ups.

Our local partners have been kind enough to help us and are keen to help you too.

Free Friendly Advice

If you would like some free friendly advice from a trusted local partner, please complete the form.

There will not be any pressure nor will you be under any obligation to buy paid services.

Alternatively you can contact Andy Pringle at andy@syob.net and he can help guide you with more information or suggest the best person to contact.

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Does my new business need Liability Insurance?
Making sure that your business has the right kind of protection is essential and, in a few cases, required by law.
What insurance should I consider as a Start-Up?
Insuring a new business needn't be complicated and a little time spent planning what needs to be arranged from day one, will avoid unnecessary problems in the future.

Business Insurances Explained

Ensuring a new business needn’t be complicated and a little time spent planning what needs to be arranged from day one, will avoid unnecessary problems in the future.

If like many start-ups you are going to work from home, you will almost certainly find that any existing car or household insurances will need to be upgraded or changed.

Car insurance

Your policy will need to be extended to include business use – even if the only business journeys you make are to the post office. Motor insurance is a compulsory insurance, so it’s important to make sure that the cover you have is right.

Household insurance (Buildings and contents)

Whether insured separately or together you will need to let your existing insurer know that you are working from home. However your household policy will not be suitable for business purposes, regardless of whether customers or clients visit your home. Separate arrangements will need to be made, although many insurers are now able to offer specialist homeworker insurance policies that can combine both personal and commercial insurance needs.

Of course if you are letting out your property, you will need to arrange a Landlords insurance policy as a household policy simply won’t do.

Whether working from home or from business premises, it’s important to insure your property, especially your stock and computers. If you have any portable items like phones and laptops, don’t forget to arrange insurance for when you take them outside.

Employers Liability insurance

If you intend to have employees, the law requires that you arrange Employers Liability insurance.

Public and Products Liability

Whilst not required by law, should be considered a must and you may find that many of your clients insist that you have the cover.

Professional Indemnity insurance

If your business is a service rather than the supply of a product, Professional Indemnity insurance should be considered. You might find that your clients insist that you have this cover and if you choose to join a Trade Association, it may be a condition of membership.

Business Interruption insurance

If you should be unfortunate enough to sustain a loss such as a fire, flood or theft at your premises, then there are likely to be significant costs keeping the business going and replacing lost profits. Business Interruption insurance should be seen as a must and the level of cover and the period of interruption that it covers, should be carefully selected.

  • Money Insurance
  • Goods in Transit Insurance
  • Legal Expenses
  • Directors & Officers
  • Personal Accident

Combining different types of insurance cover under one policy, may work out cheaper and can avoid gaps in cover.

Check any contracts that you are asked to sign to see if insurance is a requirement and at what level, especially for Public Liability and Professional Indemnity insurance covers.

Some insurance providers offer interest free monthly instalment facilities so do ask what’s available – great for helping with your cash flow.

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We are delighted to promote suitable businesses and organisations completely FREE of charge. Your coverage can contain: logo, company name, brief description, special offers, telephone number and link to your website.

Fareham Business Insurers

A Plan Insurance
At A-Plan Insurance in Fareham we provide all classes of business insurance, our qualified staff can advise you of the right policies to tailor a policy for your business. Our unique philosophy is to take time to understand our clients personally to assure that not only they save money, but that they have the right cover to suit their individual needs and requirements. Taking out a policy is only the start of a relationship and whether it be an adjustment, claim or a simple question our friendly, professional team are on hand to help every step of the way. If you are unfortunate enough to have to make a claim, our specialists will take care of everything, from the first contact to the claim completion, allowing you to relax and have the peace of mind that we are doing the hard work so you don't have to. We have an ever growing number of delighted clients, and are confident that we can give you the right cover, at the right price with a personal level of service which is second to none. Great prices, great cover, great people - We're confident you'll agree!
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Noyce Insurance Solutions Ltd
We welcome enquiries from start of businesses from all types of occupations, so we can guide the firms through the maze of commercial insurance covers that most companies should consider. Bassett House, 36 Leigh Road, Eastleigh, Hampshire, SO50 9DT
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calculis ltd
Hampshire-based calculis is a boutique financial strategist and one of a very small number of adviser firms to have achieved the highly respected Chartered Financial Planner status, the
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WPA - Private Medical and Dental Insurance
Western Provident Association (WPA) is one of the largest specialist health insurance providers in the UK covering 1 in 250 people in the UK, we provide a range of different products for families, self employed, professionals and companies of all sizes. With a history of over 100 years, WPA has been recognised as the most innovative UK health insurer for the third year in a row (Laing & Buisson independent healthcare awards 2006 - 2008). WPA
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WPA Healthcare
Western Provident Association (WPA) is one of the largest specialist health insurance providers in the UK covering 1 in 250 people in the UK, we provide a range of different products for families, self employed, professionals and companies of all sizes. We have health insurance plans designed specifically for customers who are self-employed, members of the professions or are a company of 3 or more employees. Plans will suit people who want medical treatment at their convenience or who need immediate attention so that time away from their business is minimised. We will be pleased to provide confidential advice on any aspect of WPAs products and service, whether you are considering a company scheme or individual policy. ENJOY LIFE....INSURE HEALTH
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