Kettering Business Funding & Business Finance

Kettering Business Funding & Business Finance
It wasn't that long ago that borrowing from your bank, friends, or relatives were the only available options if you need to raise money to start your business. How times have changed!

While some high street banks are still an option for a robust proposition with match funding or the security of the equity in your home, many start-ups have found that traditional bank overdrafts and loan facilities are no longer a realistic hope.

Thankfully, a whole new world of 'alternative funding' is emerging. You may or may not have heard (apparently 95% of UK businesses survey haven't) of equity based crowd funding, reward based crowd funding, peer-to-peer lending, pension-led funding, invoice trading, debt-based securities business angels and private investing (as seen on TV's Dragon's Den).

The government also recognises that start-ups can play their part in the economy as potential tax payers and employers hence the introduction of the Start Up Loan Company. This fund allows you to apply for up to £25,000 per person - Find out more

Grants - some areas do have grants available to aid new businesses. They tend to be location and/or sector dependent but a fanstatic boost for anyonee who qualifies.

The only problem now is knowing which of these is likely to be best for you! To help you decide, we have created a free funding report...

Free Funding Report

If you need to raise some money for your new or existing business and would like to know what options are open to you (without any obligation), please complete and submit this simple form.

Request our FREE report which explains all of these 'new' funding choices in simple English.

We assure you that your information will be treated in the strictest confidence and that we will not sell/share it with anyone else or bombard you with spam.

Accept payments any way your customers want to pay

Worldpay Payment Options
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Whether you’re just starting your business or looking to expand, Worldpay can help your business grow.

We offer a range of ways for your customers to pay you safely and securely whether it’s face to face, online or over the phone.

Find Out More

Latest Funding Articles

If you run your own business in Kettering and would like to learn more about the funding options for your business, we have compiled a library of useful resources and frequently asked questions which we hope that you will find both interesting and useful.

Five tips to increase your chances of being approved for business funding

5 Things never to ignore with your business bank account

What is a Commercial Guarantee?

Accepting Card Payments (without a contract)

To lease or not to lease that is the question

See Full List of Funding Articles

Kettering Funding

Useful Start-Up Resources
If you can help new business start ups or existing small businesses in the Kettering area, we would love to promote you here free of charge. (Add Your Business)

Leasing For Business

Who Are Leasing For Business? Leasing For Business have been involved in leasing and asset finance for 19 years, and have a portfolio of funders who want to lend, rather than banks who don’t! What Is Leasing? Leasing is an alternative line of credit. Leasing is a tax based funding option, which allows businesses to acquire equipment at an agreed fixed cost for an agreed fixed term. Who Can Lease Equipment? Lease finance is a Business to Business Funding Product. Whether you are a new start, growing, or established business, Leasing is an option open to your business. What Can Be Leased? Any type of equipment used in a business can be considered for lease funding. Recent examples include fit out costs, coffee machines, furniture, mobile fish and chip vans, beer kegs, commercial kitchen and catering equipment, the list is endless! What Are The Benefits of Leasing? There are numerous benefits of leasing a product. The four main ones are; 1. The Biggest Benefit You Take From The Product, Is In The Use Of It, NOT In The Ownership. 2. Leasing Conserves Cash Reserves. Leasing enables you to acquire the solution you need without making a substantial lump sum cash payment. This can then be used to better effect elsewhere in the organisation – such as product development, new staff or new business opportunities. 3. Leasing Is Tax Efficient. If you pay corporation tax, leasing can be particularly attractive. Payments may be deducted from taxable profits and so the net cost of leasing the equipment is reduced. 4. Leasing Can Provide 100% Financing. In most cases, all of the costs of a solution can be covered in your payments. We will finance equipment and services from a variety of suppliers, thereby simplifying your payments. Contact: Eddie Lambrick or ring 07944 356547

Start Up Loans

Do you have a great business idea, or have you been trading for less than 24 months? Are you looking for finance and support to help develop your business? If you answered yes, then a government-backed Start Up Loan could help.The first step is to check that you are eligible, and if so, to get in touch with us by filling out our quick online registration form, giving us some basic contact information.

AIB recognises that it has a critical role to play in actively supporting the governments programme of economic recovery and job creation. With that in mind we want our entrepreneurs, early start-ups and SMEs across Ireland to tell us more about their journey on aib.iebusiness. +353 (0)1 6600311

Angel Investment Network
We help investors and entrepreneurs build lasting and profitable relationships. Funding from angel investors is a great solution for entrepreneurs looking to grow their business. Investors will bring a wealth of expertise and an extensive network of contacts to the table, as well as capital.

At ASB, our innovative and practical banking solutions are meeting the financial needs of businesses all over New Zealand; small, medium and large. But its not just our banking solutions that our business customers like so much, its our people. Located throughout the country, ASB business managers take pride in building strong relationships with their customers. Theyre focused on providing world class service for everything from day-to-day banking through to more complex international trade solutions where specialists are brought in to provide the best possible solutions for your business. 0800 803 804

Bank of Ireland
If youre thinking about starting your own business, why not benefit from a range of banking and practical business start-up solutions on the market? We offer a range of current account banking services free of charge for 2 years, in addition to several other banking deals. We also offer additional support from some well known business experts to support your wider business start-up needs. 0818 365 365

Barclays Bank Plc
Start your business banking with Barclays. Extra free support beyond banking essentials that will help you start your business. 0845 605 2345

bnz have a network of small business specialists and a range of online business resources to help you grow and manage your business. Start up business edge - give your start up the edge with our range of banking products, services, resources, and special offers, designed especially with start up businesses in mind. Weve slashed rates and fees on selected business accounts and credit cards, and can offer access to start-up specialists and business mentors, plus opportunities to connect with other start ups just like yours. 0800 275 269

British Business Bank
We are a government-owned business development bank dedicated to making finance markets work better for smaller businesses. Whether you’re looking for finance to start a business, grow to the next level, or stay ahead of the competition, we’re delivering greater volume and choice of finance. The STARTUP, SCALEUP and STAY AHEAD boxes above can point you in the right direction.

Business Growth Fund
BGF was established in 2011 to help Britains growing smaller and medium sized businesses. Backed by five of the UKs main banking groups - Barclays, HSBC, Lloyds, RBS and Standard Chartered - BGF is an independent company with up to £2.5bn with which to make long-term equity investments. BGF also works closely with other key business organisations. 0845 266 8860

The BVCA is the industry body and public policy advocate for the private equity and venture capital industry in the UK. Our members come from venture capital, through mid-market, to private equitylarge buy-out houses from all over Britain. 020 7420 1800

Factoring Advice Service
Information on how factoring and invoice discounting work, the advantages and disadvantages, different types of factoring and invoice discounting, the cost, and how to choose a factor or discounter. 0800 597 4757

Finance and Support for your Business
Part of the Governments site. A really useful directory of lenders and providers of business support. You can search by location and requirement. Finance, equity, grant, loan, expertise and advice, or awards.

Starting a business is rewarding but tough, so were on hand to help you succeed with support from local Business Specialists, online resources in the Knowledge Centre and Business Network, our award winning Business Internet Banking and 18 months free business banking (check for up to date offers). 0800 731 8904

Irish Investment Network
The Irish Investment Network is an online platform connecting local entrepreneurs with angel investors in Ireland and internationally. You can join now and become a part of the worlds largest online angel investment community.

Lloyds TSB
We understand how daunting starting your own business can be, that?s why we?ll give you a named manager to support you, a range of free guidance services to get you off on the right foot, and 18 months free day-to-day banking*; so you can spend less time worrying about your banking and more time building your business. (* See website for current offers). 0800 056 0056

National Financial Services Federation
The National Financial Services Federation is the peak industry body of the micro-lending industry. Members include small businesses, medium size companies with several lending outlets and large companies with outlets andor representatives, in a number of states and territories.

Starting out in business can be a tough time. So to help you get up and running, we have a full range of benefits to get you started. When you become a new business customer, well give you 2 years free banking, if you have been in business for less than 12 months*. (* Check website for current offers). 0800 096 8823

NZTE Capability Development Vouchers
Small businesses can qualify for vouchers to help pay for services such as training workshops, courses and coaching that build the management capabilities of their owners, operators and key managers. The qualification criteria includes the fact that you must employ less than 50 employees and be registered for GST in New Zealand.

R&D funding and support
The Ministry of Science and Innovation (MSI) funds more business research and development (R&D) than any other part of the government. One of the ministrys primary aims is to build links between business, government and research organisations to improve New Zealands prosperity through science and innovation. It does this by investing in businesses with the potential to transform the economy with pivotal R&D projects.

Small Business Finance Directory
Lists sources of commercial finance for small businesses, including leasing and hire purchase arrangements, commercial mortgages, and invoice discounting and factoring. It includes banks and other finance companies providing finance direct to small businesses and commercial finance brokers who act as introducers.

Ulster Bank
Starting a business? The Ulster Bank has a range of services to help.

Virgin StartUp
A Start Up Loan is a personal loan for entrepreneurs looking to start or scale their business: Borrow between £500 to £25,000 per co-founder - average loan size £10,000. Borrow over 1-5 years at a fixed rate of 6% p.a. No set up fee or early repayment penalties. Every funded entrepreneur receives twelve months of exclusive support as part of The Funded Club. Including; Expert guidance to help you start and scale your business. A dedicated business advice helpline. Regular opportunities to meet with specialist mentors. An experienced mentor wholl work with your business for six months.

Click here to add your details.

Start Up Funding